Module 11 #495 Assignment Example | Topics and Well Written Essays - 250 words

Module 11 495 - Assignment ExampleThey base their work performance on procedures and activities rather than the can product. That is they dont focus on what is being delivered but rather on the efficiency. Additionally, HR does carry out as a form of antitank measure rather than encourage and measure productivity (FAST COMPANY).I believe that one of the underlying causes of the shortcomings of annual appraisals is focusing on a person when doing assessment. intimately of the HR assessment focuses on individual characterization such personal traits like commitment and knowledge (James, 2014). Inasmuch as these factors may contribute to performance, they are non a measure of the actual performance. Thus replacement of performance appraisal with personal appraisal gists into uncalculated deductions from the assessment. Additionally, non-data-based assessment has denied annual performance appraisal its core purpose. nearly performance appraisals rely on the memory of the HR staff c ompleting the assessment. They tend to run away from pre-populating the forms with data to inform their decisions on performance. Thus the result of the assessment remains fuzzy and subjective (James, 2014). Besides, I believe lack of accountability on the side of the appraising officers contributes (James, 2014). The HR managers are not metric or put to task for providing accurate feedback. They are normally chastised for completing the job late but the mistakes committed or half-assessed job done ignored. This results into cheapjack work done on their side.In my attempt to be more effective in carrying out performance appraisals, I will focus on the performance of an individual rather than his/her personal character. This will prevent the risk of replacing performance appraisal with personal appraisal. Assessing the very performance also facilitates perplexity of not only the activities and procedures but also what the activities and procedures deliver (FAST COMPANY). Besides, I will take the assessors to task

Philosophy Essay Example | Topics and Well Written Essays - 500 words - 57

Philosophy - Essay ExampleSocrates was accused in corrupting young generations while he not only fulfilled his civil obligations conscientiously, but demanded the same from others. The main goal of his philosophic activity was to serve the society. This activity was directed on eagerness of people with high level of intelligence, moral virtues and strong feeling of obligation and responsibility, which could bring much benefit to the society. He stated employ your time in improving yourself by other mens writings, so that you shall gain easily what others cave in labored hard for (Socrates). He wanted young people to become more than educated making less mistakes and not wasting time for their correction.Socrates had a take chances to stay alive. When he was considered guilty by the court, he had a chance to stay alive due to the fact that he was already old and if he had decided to refuse from his beliefs. But Socrates was not going to justify himself anyhow and to refuse from anything. This was a kind of sacrifice made in order to prove that he and his followers would keep revealing the truth, looking for the new gods and influencing new generations. He did not only refuse to excuse for his philosophic activity, but also made such arguments, which the judges simple could not treat nicely. He irritated judges by stating that he was not afraid of death. In the apology he stated to fear death, gentlemen, is no other than to think oneself acute when one is not, to think one knows what one does not know. No one knows whether death may not be the greatest of all blessings for a man, further men fear it as if they knew that it is the greatest of evils(Socrates). The philosopher said that he had been living for 70 years and knew pretty well what he liked and what he did not liked and such statement testified about his wisdom. He considered death to be a blessing for himself (May, 2000).The conclusion can be made that Socrates may have been considered

Personal Training Research Paper Example | Topics and Well Written Essays - 750 words

Personal Training - Research Paper ExamplePeople lack time to prepare meals and consequently consume toss food for thought. The food is associated with health problems when consumed over time. Any individual who aims to correct the bad behavior has to train his or her mind to accept the changes in meals and have the decision (Baechle, 2004).Based on personal understanding a personal trainer is helpful in the achievement of future endings. The initial step in the develop program is the creation of a future that one intends to achieve. It involves setting future goals by the trainee, and the trainer can understand what the trainee wants to achieve. The key exit in goal setting is having the right kind of goals fitness encompasses more than achieving the perfect body (McClaran, 2003). It is about having a body that is fit and healthy. Trainers play an important role in assisting trainees to set good goals such as being healthy rather than being thin (Earle et al, 2004)Research ind icates that the second step is the formulation of a oblige future it is considered as a requirement towards winning the inner game in the training. The creation of a compelling future includes the visualization of the goals desired and the upright outcomes of the training. The images obtained help the trainee to get inspired and moved towards the realization of the dreams. Visualization of the desired goals also helps the trainee develop an inner source of motivation. The diet of the trainee is also another issue considered by the trainer (McClaran, 2003). On personal understanding the trainer helps the student to understand that there is a difference between food and their body. The purpose of the food needs to be understood by the trainee and also how they are programmed towards food consumption. For example, some people live to eat instead of eating to live therefore they take food so as to enjoy themselves.From the sources, upon identifying

Gender-role in Advertisement Essay Example for Free

Gender-role in Advertise manpowert EssayThis paper explores sexual practice-role in modern advertisement. Sample modern-day advertisements will be analyzed in relation to gender-roles. Gender-role refers to a persons way of actions and thinking that is identified as either related to male or female characteristics (Haig, 2004). It is a mint of expectations on how females or males should think, behave, and feel.It is in the adolescence stage that male and females start to define their roles while their gender is intensified by conformity to transitional gender-roles in during puberty (Hill Lynch, 1983), which indirectly signals that they begin to act in ways that resemble the stereotypic female or male of their culture (Huston Alvarez, 1990). In addition to the demands of work and changing trends in the society and the increased number of employed m new(prenominal)s in the mid twentieth century, adolescents exposure to the media is considered to have a possible impact on thei r attitudes and perceptions to the highest degree gender relationships, identity formation, and gender-roles (ODonnell ODonnell, 1978 Durkin, 1986 Lovdal, 1989 Richards Duckett, 1994 Dietz, 1998 Hovland et al. , 2005).The effects of advertisements to the perpetuation of gender-role stereotypes have received considerable importance in research and it has been debated whether it stereotyped advertisements have long term or short term impact on slew own gender-role and whether advertisements with stereotypic delineateals gain more profit or does not have significant knead in peoples buying behavior at all. Effects of media in gender-role There are many factors that that affect gender-role development and the media is considered to be one(a) (Golombok Fivush, 1994 Durkin, 1995).Dietz (1998) asserted that the media, in addition to environmental or societal factors, affects peoples perception of gender-roles. The impact of advertising on audiences is often explained by social lear ning theory or by theories that are based on it. The argument is that, as people are repeatedly exposed to advertising images, they ladder to internalize the advertisers views of themselves and others. The more ubiquitous the images are in advertisements, and the more frequently they see the advertisements, the deeper the audience identifies with the images.In addition to social learning theory (Bandura, 1977), skeletal frame research or frame analysis, introduced Goffman (1974), was utilise to obtain empirical evidence regarding the effects of media portrayals in peoples thoughts and consciousness. Framing assumes that the media frame reality is used to explain how people perceive and think about gender-roles because of the things they see and experience. Framing is used as a remedy sort in selecting a grumpy aspect of a perceived reality in order to emphasize, convey, or interpret something.However, framing may directly or indirectly influence peoples judgments on recognizing ideas presented in advertisements (Entman, 1993). Another issue on the effects of media is identified by Mead (1962) in his theory, arguing that individuals characterizations in the media affect childrens attitudes, relationships with other people, and behavior expectations. When traditional feminine or masculine roles become characteristic and children starts to identify with a particular gender-role, they are likely to expect specific characteristics and behaviors from females and males.Gender-role stereotyping negatively affects young individuals attitudes towards males and females since traditional portrayals of women are normally portrayed as dependent, obtaining approval from family and males, weak, victims, supportive of mens roles, sex objects, and adornment rather than individuals (Hall, Iijima Crum 1994 Artz, Munger, Purdy, 1999). As a result, these negative or lacking(p) characteristics of women adversely affect childrens perception that women may ever find it difficu lt to attain gender equality and function as effective as men do in the society.This female portrayal restricts young females to think of achieving beyond their potential because many attributes, activities and traits are macrocosm designated as inappropriate for their gender (Dietz, 1998). Traditional stereotyped gender-role portrayals in advertisements Most advertisements portrayed both males and females stereotypically. Since 1950s, significant changes in gender-roles have occurred as the division of labor has become less distinctive and the entry of increased number of women into the workforce where professional positions, which were used to be exclusively for men, have opened opportunity for them to progress.Images of men and women in advertising in the early times have been heavily stereotyped. Men were depicted as independent, active, assertive, work-oriented while women were portrayed as dependent, passive, and interior(prenominal). Advertisements in the 1970s to 1980s con tinued to portray gender-stereotyping due to the difficulty of presenting people without specific gender-roles, especially when advertising specific products of particular gender.The strategies of advertisers in attracting peoples intentions and behaviors were more likely to favor gender-stereotyped prototype since the public was more familiar and comfortable with gender-stereotyped advertisements (Morrison Shaffer, 2003). Gender portrayals in the context of advertisements were found to be predominantly stereotypic with dominant males and nurturing females in the mass media, music, film, as well as the print media. Although changes in the society and culture have been apparent, advertisements still rely upon womens roles as subordinate.Womens subordination was a recyclable tool in selling a wide variety of products such as alcohol, medicine, cigarettes, perfume, and vehicles. Constant exposure to derogatory portrayals of females in advertisements may result to socially induced de pression and lowered levels of aspirations in achieving ones goals. Women portrayal as subordinates has been consistently practiced and presented in advertising until today although some changes and reversions have been observed (Mclaughlin Goulet, 1999).Advertisements usually portray men as being strong who are expected to have jobs that require much physical strength. They are portrayed as being the authority, dominant, having higher intelligence, becoming public figures, belonging to upper-middle class, being able to take medicine, law or business courses, aggressive, and sometimes gentlemen or bad guys. At home, men are portrayed to use car wax, auto parts, carpentry tools, motor oil, and lawn mowers. Women are rarely depicted as professionals in advertisements (Dietz, 1998).When women in advertisements are presented as professionals or experts in the products they advertise, they are often backed up by male figure or an authoritative male voice-over to strengthen the efficienc y of convince the audience since males were viewed as the authority (Lovdal, 1989). In traditional male magazines (e. g. , Esquire and Field Stream), gender-role stereotyped advertisements that portrayed men with masculine or manly activities have not decreased as much as the traditional female and general interest magazines.Although there have been some trends toward less stereotypic portrayals of masculine images in some print media advertisements, the traditional stereotype of the male gender still provides cultural representation (Furnham Thomson, 1999) Women are stereotypicly depicted in relation to beauty, physical attraction, family, domestic responsibilities, parenting, occupations such as teacher, waitress, masseur, bride, actress, secretary, vendor, household cleaners, maid, model, guest relations officer, and the like, as well as negative representation like evil, witch, possessions of men, passive, deferent, object for mens pleasure.At home, women are portrayed to tak e care of every member, do all the chores, and maintaining relationships. They are often portrayed as supportive wives, mothers, sex objects, dependents, lack exploration, skills, knowledge, credibility, self-expression, and thought of mastery. Advertisers market products in magazines, like in television, using young, professional women as a product of beauty techniques and methods in order to attract and keep handsome, lucrative, and ripe men.Comic strips and childrens books also continued to adopt and support traditional portrayals of women in the society. For instance, illustrations show traditional female activities or a situation in which there is a dutiful wife in the bathroom or kitchen wearing an apron to model cleaning products, kitchen wares and appliances or food (Dietz, 1998 Peirce, 2001).

Staying Friends With Your Ex After Divorce Essay Example for Free

Staying Friends With Your Ex After Divorce EssayOnce the ink is dry on the divorce papers, it impinge onms that some exes are befitting friends with severally other. I am always surprised to hear that a divorced couple becomes so close again after everything ended. I would arrogate that they were unhappy together and looking forward to meeting new people and finding new ways to spend their time.The BFF with your ex phenomena is not fiction. These days, in umpteen post-divorce situations its become fact. Recently, I attended a friends daughters wedding. He had been divorced from his ex-wife for m some(prenominal) years and didnt speak much closely her. At the reception, I was surprised to see that his relationship with the ex-spouse appeared to be sweeter than the wedding cake. They were chatting up a storm. Laughing at each others jokes. Dancing closely together. Sharing stories with their friends over cocktails. They were even feeding each other wedding cake, acting as th ough they had just met and fallen in love I found this to be truly fascinating. Sure, I provoke heard of exes being civil following their split, even spending holidays together. However, this seemed to be more than just a cordial hello and how have you been?Curious about what would prompt two people to rekindle a friendship after a divorce, I pulled my friend aside and asked him about it. Point blank, he told me that he and his ex-wife were best friends. Best friends? I thought. Really? He went on to say nothings perfect and that maybe they expected too much from each other during the marriage. Now, they two feel that they make better friends than they did a married couple. Staying close with your exIn Hollywood, it seems that being close with your ex is becoming commonplace, as well. Kate Hudson and her ex-husband Chris Robinson were spy recently at a park in Malibu with their son. Also in attendance were Robinsons present wife and their daughter. Ashlee Simpson and Pete Wentz w ho filed for divorce, both made it publically known that they politic care for each other. It looks like time does heal all wounds and family comes first. In all of these cases, children were involved and its great to see that many parents put aside any hard feelings so they can focus on the needs of their children.

Travel, Tourism, Lodging, Food & Beverage, Content and Application Essay Example for Free

Travel, Tourism, Lodging, Food Beverage, Content and Application EssayAbstractIn this very private-enterprise(a) world of business interchangeable in hotel and restaurant, it is non exactly ab egress guest attend to is important exactly more(prenominal) importantly it is about recourse and formulate of the hotel is very important. Rehabilitation that non only gives security for its thickening and even replenishment of guestrooms would give added enticement for guest to come to the hotel. This is also the briny aim of this paper, which is to provide the different factors that should be do in order to deliver the goods effective rehabilitation and maintenance in the hotel. Introduction In this constant effect if globalization, many businesses be not only continuous to rely heavily on research on how they underside perform persona religious overhaul and also on how they can effectively manage human resources in the nerve. But, for hotel and restaurant busines s, it is more than just hypernym quality service or congenial its manpower that needs to the main priorities. Since hotels and restaurants argon t present to entice guest, most especially foreign guests, their arctic and comfort is another aspect of the business that cannot be compromised. safeguard, not only with regards to terrorist attack but safety with regards to maintenance and rehabilitation of the building itself is the one that needs to be done. For superior comfort and satisfaction among its guest, trope is another aspect that guest would eer feel to come back to the hotel and restaurant that has created more than just satisfaction for them, but it is more of total eternal rest and peace whenever they visit and these are the main focus of this paper. This paper also provides some relevant information that would really help hotels or restaurant to achieve these very important aspects of this type of business. Main ThesisRehabilitation is truly one of the most importa nt aspects of ensuring guest that safety is also a priority in every hotel business in order to achieve superior quality service. This has also become a common practice and a shared responsibility of the ho employkeeping, maintenance, and engineering department of all hotels. Housekeeping because with excellent housekeeping, it can help guest to be organized since the hotel is also organized, effective advice on where and when to use facilities and other hotel service provide be observed. Maintenance is also another aspect for this paper because it also a vital department for assuring quality in the hotel, this department does all the fixing that need to be perform in the hotel before it becomes worst if not attended properly.One excellent practice session for maintenance is electrical maintenance within the hotel, possible leak problems also. These are just some of the problems that may arise if maintenance department will not be pro-actively anticipating these problems. Lastly, engineering department within the hotel is also another team that will be vital for the success of rehabilitation engineering team will be used to formulate a more of long-term plan for the hotel in order to achieve longer and stable security and assurance for safety within the hotel. One good display carapace here is when they implement control organisation for chance and safety devices that will be used for emergency situations.III. colligate TopicsIn the actual rehabilitation of the facilities in the hotel, there are many roles that need to be involved. Not only roles or duties are involved but also additional comprise is also involved.Facility SystemsFacility systems are one of the major aspects of rehabilitation that is always a concern within the hotel. It involves the side by side(p) facilities (1) safety and security, (2) irrigate and wastewater, electrical, (3) heating, ventilating and air conditioning, (4) lighting, (5) lavation, (6) nutriment service equipment, lastly, (7) building twist, finishes and site system. These are the different preparedness system that has to be the main focus for rehabilitation and maintenance. Starting from safety and security, alarm signals are just one of the most common facilities involved in security. This some quantifys creates peace of mind for most of the guest since it makes them feel that the hotel can always be ready for any disaster.This also directs guests to directions and paths for safety in lineament disaster happens, an example guide here is the bang exit and fire extinguishers, and these are just two common examples. For water and wastewater systems, it involves how waster is properly managed within the hotel. This is one of the most important zeal systems within the hotel that can create big dissatisfaction among its guests, because waster can affect health and it can cause other problems uniform environment as salubrious. destroyer control like proper garbage collection and disposal are just some of the common priorities in this area. But, more importantly is water water system should also be maintained at all times since it is the source for cleanliness within the hotel. Maintaining it like always chec tabby the water holes and reserves, most especially for disaster situation is importantly be monitored and checked round the clock. The third is electrical system, this is no question that has to be maintained as well since most buildings like hotels, electrical related disasters are always the issue for fire in the buildings.Some of the common priorities in order to minimize if not totally spend this problem is that it needs to check the smoke and fire detectors, also includes here is the safety guidelines for safe electrical tips within the hotel. Guest should always be well educated for every situation that would occur that relates to electrical issues within the hotel, because this not only would create problem for the guests but also for the owners most es pecially. The fourth facility that needs to be well maintained and rehabilitated is lighting, lighting creates better ambiance for the hotel which creates a relaxing mood for the guests.Lighting focuses more on the design of the hotel earlier than for security and safety of the guests. For the fifth and sixth facility systems, laundry and food service equipment, starting with the laundry, these are very important for long stay guests, laundry services and facilities are essential most especially in harm of drying services for laundries.There are laundry services that have no driers obtainable and this can create dissatisfaction for the guests. The sixth facility services of food equipments, many facilities that falls in this category are common facilities within the hotel, food equipments are sometimes in common areas where these equipments must also be checked if it is replete for its guests, like for example doe micro wave ovens are enough for the guests.Or will there be any f acility that would give guest the chance to cook in their own room in case they want it. Lastly, is building structure, does the building is well maintained yearly, does the structure is string enough to sustain the number of floors with the total number of guest and what if the number exceeds this numbers.Or what if there will be disaster like earthquake, will the building can sustain that unexpected disaster, does the building has been checked regularly on how its structure can sustain disaster. This is very important because it does not only create a worry-free for customers or guests but also a concern for business if in case the owners would really focus on not just satisfying their customers with their design but most of all safety of everyone.Facility DesignThe design for hotels establishments is also another priority for maintenance and rehabilitation. Design is always a recipe for competition among hotels, it also one major aspect on how it can entice more guests depending on how relaxing and how inviting the design of interiors it maybe. One of the major designs driven part of the hotel is the lobby or the guest rooms. This is where quest considered as king and queen of the hotel. This can create an environment of high respect for its guests. Maintaining this part of the hotel is considered a mandatory action that needs to be done all the time. From the superior design of lightings, interiors, furniture and even up to the uniform that is worn by hotel personnel are all part of the design that would attract more and more guests to visit the hotel.In the design priority within the hotel, there are three most common design factors that always need to prioritize in the hotel lodging plan and design, food service planning and design, and lastly, other renovation design. Lodging planning design is again part of this is the guest room, reception or lobby design area, where this section should always be well attractive to the guests. Again, most of the time it is not only the design itself that is being focus here but part of it are also the people who are working within this special section of the hotel. Usually, only the most charming, intelligent and articulate persons of the hotel full treatment in this section, which not only to educate guests about the security, safety as well as how they can enjoy other facilities are explained. Lodging planning design also involves the way the rooms are designed which primarily focus on how they can effectively welcome guests with the design and well presented gifts and service that guests can always feel respected. For food planning design, this is more of how personalized service is given for guests, like the usual breakfast in bed or if the guests are in the buffet area, a design for presentation of food where the guests will be able to be given freedom of choosing what ever food he or she wants. A design that would not always make the guest feel bored, even a smile from the waitress and a perfervid offering of additional coffee or with additional towel even before the end of meal are an important gestures that need to be carries out and will always be part of the design of the food planning of the hotel.For other renovation design, there are also other parts of the hotel that are usually in need of design improvements or maintenance. This includes facade of the hotel or even the design of facilities of the hotels like swimming pools and saunas. This could also add value to the service that the hotel provide from its guest, most especially if the hotel always tried its best to be more personalized as possible, that would give additional appreciation from the guests. (Stipanuk, D, 2006, pp. 89-201).Involvement in Safety Organization through Training and SeminarsIt is also important for hotels to be able to really measure the success and achievement they have when it comes to safety or design is to be involved in known and respected organizations. identical in the ca se of safety OSHA Us Department of fag (Occupational Safety and wellness Administration), this organization is one of the well respected institution when it comes to safety and health administration in all types of organization. For hotels, it is important that they are well monitored and followed the best guidelines of this organization in order not only use the company investment effectively but also would give its owners most especially their customers the assurance that they are compliance to real safety and health procedures that are presented by such well respected institution like OSHA.As lone good example in this paper is where there was a recent partnership or alliance between the workers of the US Virgin Islands Hotel and Tourism Association and the US fag out Departments OSHA. This alliance will promote safety and health trainings for hotels and hospitality workers of the Island. This alliance will focus on three aspects fire protection, calamity communication and the use of personal protective equipment. This training not only gives the worker more confidence as to how they would react and act on trustworthy situation pro-actively, most especially in situations that are unexpected.The training will also give the workers enough information on hoe they will secern the hazardous information that they might encounter on the job and how they can respond and act on it. OSAH will also provide best practices and processes on the safety and health administration that can be applied in the hotel which is mandatory for all hotel businesses. This was also considered a big investment not only for future business benefit but also knowledge gain for all the workers in the hotel business around the island. With this initiative, the workers will be more self-confident in performing their jobs and also can increase quality service for its customers in the island. (Fitzgerald, T, 2007).Infusing New Ideas In the side of design, there are both modern and economi cal ideas that can be perform in the hotel business. This also could help minimize or if effectively implemented could eliminate disaster in the hotels. Like the infusion of better lighting systems and designs within the hotel. One of the most well respected organization in the United States that focuses on inventing and finding new advance(a) ideas when it comes to lighting is the American Lighting Association. These organizations are formed to assist home owners or hotel business owners on how they can design a lighting system that not only costly but also can provide an enticing design for guests. Sometimes it is really important for hotel owners not only to assay designs that are presented by internal hotel experts but also can come from experts that are purely specialized into a specific subject, like in this case lightings. The American lighting Association has a group of experts in lighting that are experienced with expertise in imagination. They are tag to developed not ec onomical design but also beautiful to the eyes. This is very essential in the success of the hotel because it does not only help the business in minimizing the cost but more importantly can be an option for design improvements and rehabilitation process in the hotel which is the main subject of this study. (What does it mean when a memory board is a member of the American Lighting Association, n.d.). ConclusionIn this study, it only shows that for hotel any hotel business, maintenance and rehabilitation is not just making sure that customer will be satisfied but also would help its owners and employees to know the right processes that needs to be perform in the hotel businesses. Processes like in terms of facilities and design, facilities that would make the business performs based on the effective guidelines that is advised and mandated by respected organizations like the US Department of Labors Occupational Safety and health Administration. This can help boost the business not o nly will favor the employees but most especially their customers as well, since they can always make sure that the service being rendered are in accordance with the policies.In this study, it also showed that design is not just for beautification that needs to be done in the hotel, but it can also create economical ideas that can also comes from not just from the internal experts of the hotel but also from reliable organizations like American Lighting Association, which not only provides expertise for beautification through lighting but also gives convenience for owners as well since cost will be less. Trainings are also encourage to be perform of hotel businesses since there are some cases that learning the processes within is not enough, most especially as time goes on, new implementation needs to be followed in order to be sure that processes are still applicable.ReferencesFitzgerald, T. New Alliances will Promote Safety and Health Training for Hotel and Hospitality Workers in th e US Virgin Islands Hotel Tourism Association Joins with the US Labor Departments OSHA. US Department of Labor Occupational Safety Health Administration. 20 February 2007, http//www.osha.gov/pls/oshaweb/owadisp.show_document?p_table=NEWS_RELEASESp_id=13781, Retrieved 13 July 2008.Stipanuk, D. (2006). Hospitality Facilities Management and Design 3e. US Educational Institute of the American Hotel.What does it mean when a transshipment center is a member of the American Lighting Association. American Lighting Association. N.d, http//www.americanlightingassoc.com/home.php, Retrieved 13 July 2008.

Safe Use Of Online Shopping

Safe Use Of Online ShoppingWhen you single-valued function the meshwork, it doesnt matter where you atomic issue 18 in person. You enkindle view the same vane pages and spy on the same online store without having to physic each(prenominal)y enter the store. This provides huge advantages for online shopping over conventional shopping. No traffic hassles, no parking problems, no fighting the crowds of people visiting in the shopping centerBefore the World Wide Web, people employ to shop around odoring for the scoop up gift for the best price. Now, the drool is a different. You can do e rattlingthing youre your own home 24 hours a day, 7 days a week. You can browse and select products purchase and gift wrap and level organize delivery of the perpetrateworthys online, anytime and anywhere in the world.But, fair(a) desire any other good thing.there ar risks that come with online shopping. You can easily become a victim of phishing, individuality theft and fraud. So you must(prenominal) take precautions to ensure that you and your family be al authoritys safe when youre shopping online.As noned many times in this book, the most common examples of online fraud are phishing scams, auction fraud, book of facts wag fraud and online shopping fraud. In chapter 4 we capture looked a number of examples of how these scams work. If you are unfamiliar with these scams please round them forward continuing.Defense in Depth is the Best Security StrategyAs I look at said many times, everyone has to take responsibility to protect them from online fraud. You are a wise person because you are educating yourself nearly profit fraud by learning and adopting simple proven internet safety practices.In chapters 16 17, we looked at defend your home ready reckoner network utilize a Defense in Depth trade protection strategy. Here, we looked at seven different layers of credential. If youre not sure round this strategy indeed you should re-read this chapt er. This is the best security strategy you can use when youre shopping online. This chapter builds on the principle taught in these chapters.Fighting Against e-mailIf you intend to surf the meshwork, accordingly the best thing you can do is to install an internet security suite.Many internet security suites like Nortons internet Security have netmail phishing filters as a standard features or at worst an facultative downloads. The junk e-mail filters use in-built rules to detect and filter email phishing e-mail into separate files.Spam filters also blacklist the offending mail preventing it from reaching you. If your spam filter is working sanitary, you give never see the spam unless you locate the file in the security directory and view it.However, even if you have the best anti-spam software in the world, spam can still evade your spam filter and end up in your inbox. You also need to know how to detect spam and deal with it correctly.Here are approximately of the impo rtant features that you should look for when choosing the ideal spam filtering subscription.accuracy and false-positive evaluate.Accuracy ratings refer to the percentage of legitimate e-mails that successfully reaches the users inbox after creation filtered. The accuracy of several spam filtering subscriptions are continually existence tested by passing thousands of e-mails through the spam filter.Today, a spam accuracy rating of 80% is very poor. You should expect a minimum rating of 95% and most anti-spam subscriptions have accuracy ratings as high as 98% to 99%. The False-Positive rating is the percentage of legitimate e-mails that have been wrongly determine as spam. This rating should be less than 1%. Different calculating machine publications much(prenominal) as PCWorld and PCMagazine offer reports on the accuracy and false-positive ratings of spam filtering subscriptions.The cost of spam-filtering subscriptions has to be measured against the services it provides.ultima tely you get what you pay for A subscription whitethorn be expensive but it may be worth paying for its quality features, f number and control. Sometimes choosing a lower cost provider means paying more in lost time and poor output performance.A good spam filter should fit your specific needs. It should be flexible in its configuration so that it meets your needs. It should also provide automatic updates.There are some simple rules that you should followWhen you detect spam in the email box, never respond to the spammer.Avoid opening your spam messages at all.just delete it.Whenever a pop-up window appears from someone you dont knowjust delete it They are mostly scams.Do not close your mail box or blog without sign off completely.Use usernames and passwords that are hard to guess. You should review Chapter 17 for rules about creating and using strong passwords.How does shopping online increase the risk of identity theft? utilize shopping carts in un desexualized tissuesites drama tically increases the risk of you becoming a victim of identity theft.I learnt that lesson the hard way In chapter 1, I told you my story as to how I twice became an identity theft. The first time was 1995 by people with whom I share a residence. At the time, this was the most common method of identity theft.In 2001, I became a victim of identity theft victim a twinkling time. Online shopping sites were in their infancy and internet security technology was not as advanced as it is today. Unfortunately, I made a realisation card salary for a product sold on an unsecured netsite. My in the flesh(predicate)ised data was stolen and my credit card was charged with a number of fraudulent purchases. Fortunately, I discovered the fraud early and the curse was fit to stop it and limit the damage.Be warned There are still unsecure online shopping sites operating(a) today.Please do not use themIn chapters 3 4 our story, our poor fall guy Victor, uses the internet for online shopping . He has no sense of security and suffers immensely. If you are not sure about what can get to you when you are on the internet, then you would do well to reread these chapters.Learn how to read a websites privacy policyOne of the most important steps to protecting your privacy is to be able to know how to read a websites privacy policy.Australian privacy laws dont enforce the use of privacy policies or the cultivation that should be included in the policy or how it should be presented. Further there is no industry body which regulates online privacy policies. Therefore you should know what to look for when development the privacy policy of the website you are visiting.You should expect that a privacy policy be made available to you in writing if you are readed to provide personal info. In the bricks and trench mortar world, financial institutions, health facilities or other businesses that collect your reclusive selective development, can be asked to show you their privacy policy before you elapse them that selective data.If the company does not you with a privacy policy, then you should consider doing business elsewhere. Websites should show of respect to their customers and tell them how their information will be used.In the online world, you will find privacy policies posted on their websites. The privacy policy tells you the steps they will take to protect your identity or to inform you of how they will diplomacy the information you provide to them. Simply having a privacy policy does not guarantee you any level of protection, at all. However, to understand what information is protected and what is shared you must read the websites privacy policy.Each website has its own criteria for its privacy policy. Some websites give full protection including encryption of passwords. Further, they will not provide your information to any third party. Other websites will tell you that your information will be shared with any affiliated companies or busine ss they feel you would be interested in hearing from. Therefore, you must read the policy to be aware of the steps being taken to protect you.Here are some of the items to look for on a privacy policyWhat teaching is Collected and Why?When a business is collecting personal information from you, it is reasonable to ask what information will be collected and why it is needed. If they request information that isnt relevant the website should namely state why they need it.If there is no explanation for the request try to avoid giving the additional information or ask them why they need it. Asking for your income or the name of your spouse is the kind of information you might question providing without reasonable cause.How is the Information Collected?While filling out paper forms are straight forward in the bricks and mortar world, providing information is very different in the online world.You need to find out from websites how the information is being collected. Information can be collected in web forms or by electronically behind the scenes political platforms called cookies that are automatically installed on the visitors computer. Cookies track information about the web pages users click on, how long they spend there and the web address.This information can be tracked with or without your consent. Usually it is done to facilitate the companys marketing re wait or to assist you by using your information from previous visits. You should be able to find out what information is automatically stored by reading the privacy policy.What is the Information used for?If the online business asks for your personal or financial information you have a right to know what it will be used for.You must know if it is only used to complete the act? Or will they view a purchase as permission from you to market to you again in the future? Or will they share your private information to other businesses? This information should be available in the websites privacy policy and in formation on how you can opt-out if you wish.Who Will Have Access to Your Information?Will the private information you have provided be sold or rented to other people or businesses? Will the website share your name, email address or purchasing habits with other affiliated businesses? These policies should be clearly outlined in the privacy policy. If they do sell or rent the names on their list, then you may wish to limit the information you provide to themor deal with them.Watch out for terms like partners, affiliates or sponsors, since you will have no idea who will be receiving your private information.How proficient is Your Information?What steps has the website taken to protect your personal information? Any transaction where you enter and banish personal information should have SSL (Secure Socket Layers). SSL will encrypt the information so that it chamfer be read by others during transmission. We will discuss website security in detail later in this chapter.Can You Correct Your Personal Information?You should be able to review and/or correct information that will be collected about you. The steps should be clearly stated in the privacy policy and should be convenient and inexpensive.Can You Opt-Out?Wherever your information may be shared you have the right to opt-out. In some cases you can click an opt-in or opt-out box when entering your information. Make sure that these small boxes havent already slow downed as default, since legally you are implying that you are accepting the offer even if you havent personally checked the box.The privacy policy should also give you directions on how you can opt-out if you werent given the option when you entered your information.While this list is not exhaustive these are the main features you should look for in a websites privacy policy. The other information that should always be listed in the websites privacy page is a contact name, address and telephone number. You should always be able to speak to a author itative person regarding the websites privacy policy.How do you detect online shopping scams?Scammers love online shopping because it is very easy for them to target victims. Shoppers have to distinguish between an honest monger and a scammer. This is not as easy as you may thinkScammers are professional sales people who use proven social engineering science techniques to trick you into doing something you wouldnt normally do. For example, scammers may pretend to sell you a product online at very cheap prices but they are actually looking for your credit card or bank account details. They may take your money and send you a faulty or worthless product or even send you nothing at all.The important thing is that when they make a sale, they have captured what they want..your sensitive data like name, address, credit card number, bank accounts etc. They have tricked you into giving them your sensitive details in exchange for a worthless productBuyer Protection SchemesMany online busin esses put a lot of effort into protecting their customers from scammers. Some websites provide buyer protection schemes that will cover you if you are the victim of fraud. recognize card companies Visa and MasterCard payment processing companies PayPal ClickBank and banks around the world have buyer protection schemes.If you buy something through eBay or PayPal and it never arrives, or if it arrives significantly different than originally depict by the marketer, then youre eligible for a full refund. founder out PayPals Buyer Protection policy, and learn how to open a dispute.If you ever see a transaction in your PayPal account that you didnt authorize, you should report it immediately to PayPal. They will begin an investigation and help you get your money back. You can learn more about this process here.You should also be aware of sellers on online auction sites. They may offer to make a deal to you outside of the terms of eBay website. This is usually a good sign of a scam. Yo u will also lose any fraud protection that eBay may provide.You must stay one step up of the scammers. The SCAMwatch website provides detailed advice about online shopping auction scams, internet scams and many other scams that target you. You can learn how scams work, how to protect yourself, and report a scam via SCAMwatch. raw material Tips for protecting yourself when shopping onlineHere are some important safety tips for online shoppingUse your credit card instead of a debit card Credit cards offer better protection against identity theft than debit cards. For instance, when you use a credit card, your liability for any fraudulent charges is maximal $50, on the condition that you report the fraud within 30 to 60 days and you werent party to the fraud.On the other hand, when someone gains access to your debit card, and they refreshed your savings account, you may not be able to recover any of money at all.Use useable credit cards A recommended way to use a credit card is to get a disposable credit card. This works like any gift card from a bricks and mortar shop. You load it with a specified amount of money and the card is good until that amount is consumed. Then the card becomes worthless.This will protect you from identity theft. If a disposable credit card is stolen, the criminals will only gain access to the unused amount on the card. They cannot reload the card with additional funds.Check the website security. Before qualification any payments online through shopping cart sites, you should check the sites security. There are different levels of security available.You can check the URL web address. This is the box in the web browser where you lawsuit the websites online address e.g. www.anystore.com.A secure website will start the URL web address with HTTPS// instead of the usual HTTP //. Also, you should see a small lock icon in the screen which indicates that the site is a secure.This security level means that the online stores database and da ta transmissions for your transaction that made over the internet have been fully secured. The transaction is locked and receiver must use the correct key to open the transaction.just like a key to a field of operationsData transmissions that should be secured includeNotification emailsOnline downloads andPayment transfers between the site and other sites.A single online transaction will access the databases of a bank, a payment processing company, a credit card company and a secure online storage company etc.Dont shop online from public computers. If you want to shop online, then do so from the comfort of your own home. This ensures that you use your own secured computer which is drop off from internet nasties like viruses and worms, malware and spyware botnets.Shopping online at an internet caf can be very dangerous because the computer and the wireless network may not be secure. Hackers can easily steal your private data from internet cafs.Read and understand the websites term s conditions and privacy statements. Before buying online, make sure that you understand exactly what is involved in the purchase. The terms and conditions of your purchase should be outlined by the seller on the website. They may be located on a separate web page to the advertisement.The terms and conditions should be clear to you and outline any extra warranties or guarantees, security policies, privacy and returns. Make sure that you understand all the disclaimers of responsibility before you accept the terms and conditions.Credit Card Security codes. If you use a credit card with a magnetic stripe, then online stores will require the CVV or card verification number when you make a purchase.You will find the CVV code on the back of your credit card in the signature bar. The last 3 digits of the code are required to be entered into the website online payment page. This number is designed to prevent fraudulent purchases from someone who does not have your card but may have stolen your personal details like name card number and expiration date.Advanced security measures. Another security feature credit card companies are using is to create a second level of security by adding an additional password. An example of this is Verified by Visa or Mastercard Secure Code. These are optional security features provided by selected websites or payment processing systems.If you activate the code and shop on sites that carry the Verified by Visa or Mastercard Secure Code logos, the check out process will require the entry and validation of additional secret password or PIN that you previously have set up. The purchase cannot be authorized without successful validation of this second password or PIN.Automatic teller machines (ATM) and point of sale terminals also have this option to enter a PIN number for magnetic stripe cards. Modern Micro-chip PIN technologies also provide a pass-over option where you dont have to wind your card through an electronic readeryou just pas s your card by the electronic sensor and it reads all the cards details. You then enter a PIN into the machine for verification. These technologies are designed to prevent skimming attacks by hackers1.Phishing Emails Dont Get Reeled In. Be aware of email scams designed to gain access to your credit card information. Phishing scams have been discussed at length in chapters 3, 4, 16 17 in this book.Use a secure web browser when surfing online. How you hen-peck the best web browser to use? There are many choices in how you can experience the world-wide-web. Some popular internet browsers include Firefox, Internet Explorer, Opera, Chrome, and Safari to name a few.You should choose a popular browser is always safe but it also needs to have extra security features. By this I mean that it has additional security add-ons available.Internet Explorer has been active since the beginning of the internet. This web browser is preloaded on every computer that uses the Microsoft operating system . Unfortunately, history has proven that Microsofts Internet Explorer isnt the safest web browser available on the market.A competitor called Mozilla Firefox is quickly dominating the field. As of July 2010, Firefox has become the second most widely used Internet browser. Google Chrome, Opera and Safari are also fast becoming major players in the market.Read this review of web browsers from PCWorld.What makes Firefox special?This web browser features pop-up blocking, tab-browsing, easy to use privacy controls and an integrated Google search bar. In addition, Firefox provides you with over 1 crownion add-ons and has about 120 gazillion users.Many of its add-ons offer additional protection for a safer online buying experience. For example, the add-on Web of Trust shows a traffic-light rating based on four factors trustworthiness, vender reliability, privacy and child safety of a web page. McAfee SiteAdvisor is a similar add-on and Adblock Plus stops banner ads and pop-ups. Pop-ups can also carry computer viruses which can infect your system.You can also download a program called NoScript which forces web-programming like JavaScript, Java to only run from the trusted domains you have chosen. These are just a few samples of many add-on protections Mozilla Firefox offers their users for safe online shopping. They can be downloaded free from Firefoxs home page along with Mozilla Firefox. Check out the security features of Firefox here.What about other web browsers like Opera, Chrome Safari?You may think that the latest Internet browsers Opera, Chrome, Safari, etc. are best to web browsers to use. However, theyre mostly snitch new and still in the beta stages of testing. This means that not all the bugs and glitches on them have been all figured out. On the other hand Mozilla Firefox is already a proven web browser. Today, its considered a full operating web browser.In the near future, Opera, Chrome or other web browsers may bewitch Firefox. Firefox is also con tinually updating its browser. However, for the moment, Firefox is the safest online shopping and security due to its many layers of security add-ons and customization.Before you do any online purchasing, you need to be sure your computer is secure with anti-virus software. This has been discussed thoroughly is chapters 16 17 of this book. By following these tips using Mozilla Firefox with adequate anti-virus protection will give you the confidence you need to have a safe online shopping experience.Online auction scams and how to avoid themBuying and browsing items online is a real treat and online auctions like eBay can deliver some real bargains However, as usual there are many scams to trap you.Here are some really good tips for avoiding eBay scams and having a really great online shopping experience. civilise note of the shipping prices. These can have a great effect on the total cost of the item. Some sellers will absorb the shipping costs, plot of ground others require you t o pay the cost. If you have two vendors selling the same items with similar prices, then check out the best shipping offer.Check the online auction seller feedback scores The most important precaution you should make is to check the online auction sellers feedback score. This score is vital because it is the reflection of the sellers credibility.This score tells you whether a seller can be trusted or not. If the online seller has feedback score greater than 95%, then it is most likely that the seller is reliable. You should also see the detailed feedback about the seller. Check the most recent buyers comments because they are a great hint as to how your prospective seller is like to do business with.Follow up on any negative comments and ask the complainant what the real problem is. If there are a number of negative comments about postage times, shipping, and delays, then the seller is not reliable.Keep On Browsing Just like in real life shopping at bricks and mortar stores, there a re online vendors that sell overpriced items. Prices vary from seller to seller.some offering a good deal, other not so good It is important that you browse through a number of sellers that offer the same item to get the best price. Browsing through a sellers page is absolutely free so explore your choices. This is the best thing you can do make sure that you dont get ripped off.Pay for online auction purchases through PayPal If you want to use a secure online payment system, then PayPal would be the service to have. PayPal and the eBay auction site merged in 2002 to form the largest online auction site in the world.The PayPal payment systems are the most reliable and secure payment processing you can get. There are no extra charges to pay and payment conversion is automatic.PayPal has an excellent after sales service, particularly in resolving disputes and returns. If the seller hasnt contacted you and your item hasnt arrived, then you can go to your eBay account and fill in a comp laint form. This is transferred directly to PayPal and they organize your refund.PayPal have a very quick and efficient dispute resolution system. It should only be used if your seller hasnt contacted you within a month.Ask Questions It would be best if you ask your prospective seller questions regarding the product. This way you will not encounter any misunderstandings and will have an understanding. Questions about price, quality, quantity and shipping are important.What Are They marketing? You should always be suspicious and check out thorough what the person has been selling over time. For example, if you see that they has been selling cheap magazine clippings in the early(prenominal) year and now are selling Gulfstream jets, there is obviously a reason to be suspicious.How to Avoid Internet Scams on Adult WebsitesAdult sites are very popular but criminals use these websites for identity theft purposes?There are two ways by which identity fraud can happen on adult websites. Th e most common method is the scammer enticing the unsuspecting user to download a file from the website containing a virus, malware or spyware, which in turn harms your computer. You can protect yourself from this fraud by installing a good anti-virus or anti-malware program (see chapter 16 17)You can also be an identity theft victim of when you unknowingly download a keylogger or dialer program or pop-up advertisement. This allows criminals to hijack your computer and steal vital information. For example, if you shop online regularly, they can use your credit card details to make online purchases.Before you become a member of the site, make sure that the site is a legitimate site. You can check this out by reading the User Agreement and Privacy Policy carefully. They are usually long documents and will take some time to review them. You must do this check these documents thoroughly, if you want to keep safe on the internet.You can also check the ownership of a website using the fre e search tool on the website Whois MyDomain. This website contributes to user confidence in the Internet by promoting legitimate uses of the websites including digital inclusion and e-commerce. The site helps users to identify the persons or entities responsible for web content and online services.If other family members use the computer, limit their access to see white-listed websites. This prevents others from accidentally downloading something into the computer. If your children are alone, you need to blacklist or block adult sites so they cant visit adult sites.Most internet users wont know if the adult website is fraudulent or not. Therefore it is advisable to install a website monitoring system. This program is designed to keep a log all the programs that are installed and visited. Website Monitoring programs can also be setup to automatically enforce a no downloading policy and no unsupervised surfing policy. For example, if your teenage child visits a blacklisted pornographi c website, a message will appear informing the web surfboarder that the site cannot be visited. This ensures that your child will not be victimized when they are online.If you use Adult websites, you should always review your credit card bill or phone bill for any charges which you knew were never made. The earlier that you report these calls, the earlier the credit card or the telephone company will be able to adjust your account.Adult internet sites are not the only websites that are used by fraudsters. Charities, auction sites and commercial websites are also being used as a front by criminal gangs. If you think the site you are visiting is not legitimate, leave the site and report it to the police. geological dating and Romance scamsThis scam takes advantage of your romantic side by befriending you. You may be a single person looking for love and are very vulnerable to attack.The scammers are professionals who can pretend to be whatever you think they are. In the online world yo u are anonymous, so you can pretend to be some-one else.For example, a male scammer could pretend to be a gorgeous female who is really interested in you. Female scammers can also pretend to be some-one elseand so onThe scammers know the right emotional buttons you have and form an online relationship with you. When they have your complete confidence, they often start asking you for money. Normally this type of scam happens on dating sites and online social networks like MySpace or FaceBook.Online scammers are NOT interested in having a relationship with you no matter how entrancing you may be. They have only one interest and that is to take advantage of you and defraud youNever trust anybody you meet on the web unless you know and trust them in real life. In the real world, you need to spend quite some time with a person before you get to know them well enough to enter into a relationship with them.Here is an example of a dating and romantic scam that I received in my e-mail chees eparing day, dearI am looking for a strong, kind, caring man. In my life I have almost everything except love. Everything I want is to be loved by a man like you.You seemed to me very interesting and different from others. And I think you are the man I was looking for such a long time.You can be sure, I will make you the happiest man in the world I will make true all your fantasies. And I can be for you not only a perfect lover, but the best friend and good wife. We will spend all our free time together.I need you here. I need you like my lungs need air.I do not find strange that my second half is so far away, my destiny and life has been all over the world, but now that I found you, I really need you near me as presently as possible.Please write me. I will be waiting for your letter http//finebeautifulwomen.net/6184/See you laterUli MI immediately deleted the e-mail as spam. I am happily marriedOnline Gambling ScamsThere are many risks involved in online gambling. The game i